How to Buy Student Health Cover in Australia
Purchasing OSHC is mandatory for all international students in Australia. Here's a step-by-step guide.
Step 1: Choose a Provider
Major OSHC providers include:
- Allianz Care Australia
- AHM OSHC
- Bupa Australia
- CBHS International Health
- Medibank Private
- NIB OSHC
Step 2: Compare Policies
Consider these factors:
- Premium costs
- Coverage limits
- Waiting periods
- Additional benefits (dental, optical)
- Claims process
Step 3: Purchase Coverage
You can buy OSHC:
- Through your university (often at discounted rates)
- Directly from providers online
- Through education agents
Step 4: Receive Your Card
After purchase, you'll receive a membership card and policy details. Keep these safe and carry your card always.
Important Tips
- Buy OSHC before arriving in Australia
- Coverage must last your entire visa duration
- You can switch providers if needed
